Solution Overview & Team Lead Details

Our Organization

CoAmana Market Limited

What is the name of your solution?

Amana ClimateWise

Provide a one-line summary of your solution.

Empowering agricultural communities with AI-driven insights, adaptive communication and climate resilience planning, enhancing market access and climate resilience.

What specific problem are you solving?

In Sub-Saharan Africa, smallholder farmers grapple with a multitude of challenges, including the devastating consequences of climate change, restricted access to financing, and a scarcity of accurate, timely information on market trends and weather patterns. These factors exacerbate the vulnerability of these farmers to shocks such as climate disasters, fluctuating markets, and health-related disruptions. As it stands, approximately 200 million smallholder farmers in the region are affected, and the global agricultural losses attributed to climate change are projected to escalate to $10 billion annually by 2030.

Our solution seeks to address the urgent need for inclusive, adaptive, and interactive information exchange services that cater to those with limited literacy and digital skills. By harnessing the power of artificial intelligence and machine learning, we aspire to bridge the information gap and empower smallholder farmers, community leaders, and market participants to make informed decisions, adapt to climate-related challenges, enhance market access, and ultimately bolster overall agricultural resilience.

The scale of the problem is both vast and deeply personal, as the livelihoods of countless families and communities hinge on the ability to overcome these challenges. Our mission is rooted in a heartfelt commitment to create a brighter future for these smallholder farmers, whose determination and resilience inspire us to develop innovative solutions that can transform their lives and livelihoods for the better.

What is your solution?

Amana ClimateWise is an AI-driven information exchange platform tailored for smallholder farmers, community leaders, and market participants. It leverages AI and machine learning to gather, synthesize, and analyze data from various sources, such as weather forecasts, market trends, agricultural best practices, and user behavior.

Amana ClimateWise offers personalized and contextualized insights, including alerts on potential risks, adaptation recommendations, sourcing suggestions, market trends, and practical guidance on improving farming infrastructure design and planning. The platform provides specific advice on optimizing crop layouts, water management systems, and soil conservation techniques, taking into account local agroecological conditions and climate risks.

Additionally, Amana ClimateWise aligns financial incentives by integrating embedded insurance products into its offerings. This allows farmers to protect their investments and better manage the financial risks associated with climate events and market fluctuations.

The platform is inclusive, catering to users with low literacy and digital skills by providing information in their preferred language and communication channels, such as mobile and web apps, IVR, SMS, and chatbots.

By empowering farmers and communities with actionable insights, Amana ClimateWise enables better decision-making, promotes climate resilience, and improves market access, ultimately enhancing the livelihoods of smallholder farmers and their communities.

Furthermore, our solution is designed with adaptability in mind, seamlessly integrating into other platforms such as our existing Amana Market to provide a comprehensive, interconnected ecosystem that supports the multifaceted needs of farmers and their communities.

Who does your solution serve, and in what ways will the solution impact their lives?

Amana ClimateWise is designed to serve smallholder farmers, community leaders, and market participants in various regions. These groups often face challenges such as limited access to information, low literacy and digital skills, and financial constraints. They are underserved by existing digital agricultural solutions, which tend to be static, lack personalization, and do not facilitate interactive communication and feedback.

Our solution directly addresses these issues by providing tailored, contextualized insights and recommendations through AI and machine learning. It empowers smallholder farmers and communities to make informed decisions, enhance their resilience to climate risks, and improve market access, ultimately benefiting their livelihoods.

Amana ClimateWise targets both individual farmers and community leaders, offering them guidance on optimizing farming infrastructure design and planning while aligning financial incentives through embedded insurance products. This enables them to better manage financial risks associated with climate events and market fluctuations.

By making our platform inclusive and user-friendly, we ensure that it caters to users with varying literacy and digital skill levels, providing information in their preferred language and communication channels, such as mobile and web apps, IVR, SMS, and chatbots.

Through our solution, smallholder farmers and communities can access personalized recommendations, alerts, and practical guidance to make better decisions, enhance climate resilience, and improve market access. As a result, Amana ClimateWise contributes to the overall well-being of the target population and their communities. Amana ClimateWise has already made significant strides in reaching its target population. Currently serving 10,000 farmers, our platform is on track to positively impact 25,000 by 2024, with direct beneficiaries exceeding 200,000 people. This traction demonstrates our commitment to transforming the lives of smallholder farmers and their communities, fostering a brighter and more sustainable future.

How are you and your team well-positioned to deliver this solution?

Our team is well-positioned to deliver the Amana ClimateWise solution as we have extensive experience and knowledge in the fields of agriculture, technology, and community engagement. We understand the unique challenges faced by smallholder farmers and their communities, and we have developed strong relationships with key stakeholders in the regions we serve.

The Team Lead and other team members come from the communities we aim to serve, ensuring that we have a deep understanding of their needs, culture, and context. Our team's proximity to the target communities enables us to empathize with their challenges and collaborate with them in designing and implementing effective solutions.

To understand the needs of our target population, we engage in continuous dialogue with farmers, community leaders, and market participants. We conduct surveys, interviews, and focus group discussions to gather insights and feedback that inform the design and development of our solution. This iterative approach ensures that our platform is tailored to the specific needs of our users and addresses the barriers they face in accessing vital information and resources.

We also collaborate with local financial institutions, such as microfinance institutions, savings and credit cooperatives, and savings groups, to understand and address the financial challenges faced by smallholder farmers. By working closely with these organizations, we can integrate financial incentives and insurance products into our solution, providing added value to our users.

As we develop Amana ClimateWise, we prioritize the involvement of local communities in the design and implementation process. Their input, ideas, and agendas are vital in shaping our solution and ensuring that it addresses the most pressing needs and concerns of the target population. By fostering strong relationships with the communities we serve, we can deliver a solution that is both effective and sustainable in improving the lives of smallholder farmers and their communities.

Which dimension of the Challenge does your solution most closely address?

Help communities understand and incorporate climate risk in infrastructure design and planning, including through improved data collection and analysis, integration with existing systems, and aligning financial incentives such as insurance.

In what city, town, or region is your solution team headquartered?

Abuja, Nigeria and Nairobi, Kenya

In what country is your solution team headquartered?

  • Kenya
  • Nigeria

What is your solution’s stage of development?

Growth: An organization with an established product, service, or business model that is rolled out in one or more communities

How many people does your solution currently serve?

We have 170,000 registered users on our platform and 10,000 active smallholder farmers users.

Why are you applying to Solve?

We are applying to Solve because we believe it offers an excellent opportunity to connect with a diverse and supportive network of partners, resources, and expertise that can help us overcome the challenges we face in scaling and improving our solution.

The specific barriers we hope Solve can help us address include:

Funding: While we have made significant progress in developing our solution, additional funding is needed to scale our operations, conduct further research, and refine our platform. Solve's network of partners can help us identify and secure the financial resources necessary to achieve these goals.

Technical: As we continue to enhance Amana ClimateWise, we seek to leverage cutting-edge technologies and approaches that can improve the accuracy, effectiveness, and user experience of our platform. Solve's community of experts can provide valuable technical guidance and support to help us achieve these improvements.

Market: Expanding our solution to new regions and markets requires a deep understanding of the local context, challenges, and opportunities. Solve's global network can help us identify potential collaborators and partners who can support our market expansion efforts, providing insights and connections that will enable us to adapt our solution effectively.

In which of the following areas do you most need partners or support?

  • Product / Service Distribution (e.g. delivery, logistics, expanding client base)
  • Public Relations (e.g. branding/marketing strategy, social and global media)
  • Technology (e.g. software or hardware, web development/design)

Who is the Team Lead for your solution?

Hafsah Jumare

More About Your Solution

What makes your solution innovative?

Our solution is innovative in several ways:

  1. Integrated platform: Our solution combines climate data, agronomic knowledge, and financial services in a single, user-friendly platform, providing smallholder farmers with a comprehensive and accessible tool to improve their farming practices and livelihoods. This integrated approach is a significant improvement over traditional, fragmented solutions that address only specific aspects of the problem.

  1. Data-driven insights: Amana ClimateWise leverages cutting-edge data analytics and machine learning techniques to provide personalized, actionable recommendations to farmers based on their specific needs, location, and crop types. This data-driven approach enables farmers to make more informed decisions, leading to improved crop yields and resilience to climate change.

  2. Infrastructure design and planning: Amana ClimateWise also provides practical guidance on how to improve farming infrastructure design and planning, with a focus on climate-resilient and sustainable practices. Our platform offers resources and tools that help farmers to design more efficient irrigation systems, optimize land use, and implement agroforestry practices, among other strategies. This support allows farmers to better manage resources, reduce environmental impacts, and enhance the overall productivity and sustainability of their farming operations. In addition, Amana ClimateWise helps farmers to access financial incentives and funding opportunities related to infrastructure improvement. By aligning our guidance with available financial resources, such as loans, grants, and subsidies, we enable farmers to invest in necessary infrastructure upgrades that support long-term climate resilience and sustainability.

  3. Embedded insurance: Our solution incorporates embedded insurance products tailored to smallholder farmers, providing them with a financial safety net in the face of climate-related risks. This innovative feature not only helps farmers mitigate risks but also incentivizes the adoption of sustainable and climate-resilient farming practices.

  4. Community engagement: Amana ClimateWise actively involves local communities in the development and implementation of the platform, ensuring it remains culturally relevant, sensitive, and effective in addressing the needs of the target population. This community-driven approach fosters local ownership, trust, and long-term engagement with the platform.

  5. Openness and collaboration: Our commitment to openness and collaboration facilitates widespread adoption and innovation in the agricultural sector. By making our platform accessible and adaptable, we enable other stakeholders to build upon our work and contribute to the collective goal of supporting smallholder farmers and promoting sustainable agriculture.

By making our platform open capable of being integrated into other platforms such as Amana Market, we can inspire other organizations and stakeholders to adopt similar approaches, driving a shift towards more sustainable and climate-resilient agriculture on a global scale.

Furthermore, Amana ClimateWise actively engages with local governments, NGOs, and other stakeholders to promote improved infrastructure planning and policy-making in the agricultural sector. By sharing our insights and best practices, we contribute to the development of more informed and effective policies that support smallholder farmers in adapting to and mitigating the impacts of climate change. Through these efforts, Amana ClimateWise fosters an enabling environment that promotes investment in climate-resilient farming infrastructure and drives sustainable growth in the agricultural sector.

What are your impact goals for the next year and the next five years, and how will you achieve them?

Next year (1-year goal): Reach 20,000 smallholder farmers and 100 market hubs and their networks, improving their climate resilience, income stability, and overall agricultural productivity.

Next five years (5-year goal): Reach 500,000 smallholder farmers, creating a significant positive impact on their livelihoods, while fostering sustainable and climate-resilient agriculture in vulnerable regions globally.

To achieve these impact goals, we will:
Strengthen and scale our platform: We will continuously enhance Amana ClimateWise's features, tools, and resources, ensuring that it remains relevant, user-friendly, and accessible to smallholder farmers. We will also invest in strategic partnerships to expand the reach of our platform, enabling more farmers to benefit from our solution.

Develop local partnerships: Collaborating with local agricultural organizations, NGOs, and government agencies will be crucial for reaching and supporting smallholder farmers. These partnerships will help us to tailor our solution to local contexts and provide on-the-ground support to farmers as they adopt climate-resilient practices.

Build capacity through training and knowledge sharing: We will develop and implement a comprehensive training program to help smallholder farmers better understand and utilize the tools and resources provided by Amana ClimateWise. We will also facilitate knowledge sharing among farmers, enabling them to learn from each other's experiences and best practices.

Advocate for policy changes: We will work with governments and other stakeholders to promote policy changes that support climate-resilient agriculture and create a more enabling environment for smallholder farmers. This includes advocating for access to finance, insurance, and other resources that are essential for implementing climate-smart practices.
Monitor and evaluate our impact: We will establish robust monitoring and evaluation systems to track our progress towards achieving our impact goals. 

This will enable us to measure our effectiveness, identify areas for improvement, and refine our approach as needed to maximize our impact on smallholder farmers and their communities.

Which of the UN Sustainable Development Goals does your solution address?

  • 1. No Poverty
  • 2. Zero Hunger
  • 8. Decent Work and Economic Growth
  • 13. Climate Action
  • 15. Life on Land

How are you measuring your progress toward your impact goals?

  1. Improved climate risk data collection: We will measure the number of new data sources integrated into our solution, such as remote sensing, weather stations, and on-farm sensors, which contribute to a better understanding of climate risk in agricultural infrastructure design and planning.

  2. Climate risk analysis and decision-making: We will track the percentage of farmers and market hubs that use our solution to make informed decisions on infrastructure design and planning, such as choosing appropriate crop varieties, optimizing irrigation systems, and selecting suitable locations for storage facilities.

  3. Financial incentives alignment: We will monitor the number of farmers and market hubs that access climate-adaptive insurance products and other financial incentives (e.g., loans, grants) as a result of adopting our solution. This will help us assess our progress toward reducing inequalities (SDG 10) and promoting affordable and clean energy (SDG 7).

  4. Resilient infrastructure investments: We will track the amount of funding (public and private) invested in climate-resilient agricultural infrastructure projects facilitated by our solution, which indicates our contribution to industry, innovation, and infrastructure (SDG 9) and sustainable cities and communities (SDG 11).

  5. Reduction in infrastructure losses: We will measure the decrease in monetary losses due to climate-related disasters (e.g., floods, droughts, storms) in the agricultural sector resulting from the implementation of climate-resilient infrastructure design and planning practices.

What is your theory of change?

Our theory of change is based on the belief that by providing farmers and market hubs with access to accurate climate risk data, practical guidance on infrastructure design and planning, and financial incentives such as insurance, we can improve their resilience to climate change, increase agricultural productivity, and promote sustainable development.

The logical framework of our theory of change is as follows:


a. Collect and integrate climate risk data from various sources (remote sensing, weather stations, on-farm sensors).

b. Develop a user-friendly platform that provides tailored guidance on climate-resilient infrastructure design and planning.

c. Align financial incentives, such as insurance, loans, and grants, to encourage adoption of climate-resilient practices.

d. Engage with farmers, market hubs, and other stakeholders to ensure the solution is locally relevant and addresses their needs.

Immediate Outputs:

a. Improved understanding of climate risks for farmers and market hubs.

b. Increased adoption of climate-resilient infrastructure design and planning practices.

c. Greater access to financial incentives that support climate-resilient investments.

d. Enhanced collaboration and knowledge sharing among stakeholders.

Longer-term Outcomes:

a. Reduced vulnerability of farmers and market hubs to climate-related disasters.

b. Increased agricultural productivity and income for farmers.

c. Strengthened local and regional food systems.

d. Positive contributions to sustainable development goals, such as reduced inequalities (SDG 10), responsible consumption and production (SDG 12), and climate action (SDG 13).

Evidence to support our theory of change includes research on the benefits of climate-resilient agriculture, case studies of successful implementation of climate-resilient infrastructure, and feedback from our target population, which indicates a strong demand for the solution.

Describe the core technology that powers your solution.

The core technology that powers our solution, Amana ClimateWise, is a combination of data integration, machine learning, and a user-friendly web and mobile platform designed to serve farmers and market hubs. Our solution leverages the following key components:

  1. Data Integration: We gather climate risk data from various sources, such as remote sensing, weather stations, and on-farm sensors. This enables us to provide comprehensive and up-to-date information on climate risks and patterns that are relevant to our target population.

  2. Machine Learning Algorithms: We utilize machine learning algorithms to process and analyze the collected data, identify patterns and trends, and generate actionable insights. This allows us to tailor our guidance on infrastructure design and planning based on the specific climate risks faced by each user.

  3. User-friendly Platform: Our web and mobile platform is designed to be easy to use and accessible to our target population. It delivers practical guidance on climate-resilient infrastructure design and planning, as well as information on available financial incentives such as insurance, loans, and grants. The platform also facilitates collaboration and knowledge sharing among users, creating a supportive community of farmers and market hubs working together to address climate risks.

  4. Local and Traditional Knowledge Systems: In addition to modern technological components, we also incorporate local, traditional, and ancestral knowledge systems into our solution. This includes techniques for sustainable farming, water management, and building materials that have been proven effective over generations. Integrating these knowledge systems ensures that our solution is contextually relevant and culturally sensitive to the communities we serve.

By combining advanced data analytics with user-friendly tools and locally relevant knowledge, Amana ClimateWise empowers farmers and market hubs to make informed decisions, adopt climate-resilient practices, and ultimately improve their livelihoods and contribute to sustainable development.

Which of the following categories best describes your solution?

A new application of an existing technology

Please select the technologies currently used in your solution:

  • Artificial Intelligence / Machine Learning
  • Behavioral Technology
  • Software and Mobile Applications

In which countries do you currently operate?

  • Kenya
  • Nigeria

In which countries will you be operating within the next year?

  • Ethiopia
  • Tanzania
  • Uganda
Your Team

What type of organization is your solution team?

For-profit, including B-Corp or similar models

How many people work on your solution team?


How long have you been working on your solution?

5 year

What is your approach to incorporating diversity, equity, and inclusivity into your work?

Gender inclusion strategy is  a very important component of our company. We have learned to tailor our projects to empower women farmers especially in rural areas. Our self-assessment report from Acumen as at January 2023, shows that CoAmana gender inclusion status and Gender commitment practice is about 73% and 63%, respectively. We also focus on youths who are grossly unemployed. CoAmana empowers women, youth, and vulnerable groups with access to market information, financial services, and capacity-building opportunities

Your Business Model & Funding

What is your business model?

CoAmana digital platform focuses on critical elements of Africa’s existing agriculture trade and provides support to local market hubs and farming community leaders in digitizing and making the hubs more efficient. The platform’s feature set include: 

  • Markets management SaaS to manage their members 

  • Digital trade and payments capabilities for registered members

  • Analytics and market insights on farming communities and market hubs. 

 We expand Amana Market by leveraging trade networks and routes via market leader to market leader referrals and expanding features to fit existing market needs. We generate our income through commissions on trade conducted through our platform with trade credit/finance offered to buyers.  We also generate income through Insights and analytics charges to business entities looking to understand the market or estimate demand.

Do you primarily provide products or services directly to individuals, to other organizations, or to the government?

Individual consumers or stakeholders (B2C)

What is your plan for becoming financially sustainable?

Our plan for achieving financial sustainability involves a multi-faceted approach that combines revenue generation, operational efficiency, strategic partnerships, and scalable growth. Key components of our financial sustainability plan include:

Diversified revenue streams: We will continue to develop and refine our platform offerings, ensuring that we generate income from multiple sources, including commissions on trade, trade credit/finance services, and insights and analytics charges. This diversification will help minimize risks associated with relying on a single revenue source and enable us to adapt to changing market conditions.

Strategic partnerships: We will actively seek out and expand our partnerships with key stakeholders in the agricultural sector, including governments, NGOs, financial institutions, and private sector organizations such as Mercy Corp Agrifin, Busara, iPA, GIZ, GSMA. These partnerships will not only provide us with access to funding and resources but also help us scale our platform more effectively by tapping into existing networks and expertise.

Scalable growth: We will prioritize the expansion of our platform to new markets and regions such as Tanzania, Ethiopia and Uganda by 2024, leveraging market leader referrals and adapting our platform features to local needs. This will enable us to reach a larger user base, increase transaction volumes, and generate higher revenues over time.

Continuous innovation: We will invest in research and development to improve our platform, services, and user experience, such as improving our data capturing capabilities and improving on our Machine Learning Algorithms. This will not only help us maintain a competitive advantage but also attract new customers and retain existing ones, thus ensuring a steady revenue stream.

By implementing these strategies, we aim to create a robust and sustainable business model that will enable us to effectively address the needs of Africa's agricultural sector while ensuring the financial sustainability of our operations.

Share some examples of how your plan to achieve financial sustainability has been successful so far.

Our plan to achieve financial sustainability has seen significant progress so far. Some examples of our successful initiatives include:

Revenue Growth: We witnessed a substantial increase in revenue between 2021 and 2022. In 2021, our revenue was $399,422, and by 2022, it grew to $744,802. This growth demonstrates the demand for our solution and our ability to scale our services effectively.

Pilot Projects: Our pilot projects conducted between 2020 and 2022 have helped us refine and improve our product offerings. These projects, focused on market access, insurance bundling, group transactions, and buy-now-pay-later solutions, have allowed us to better understand the needs of our target users and tailor our services to meet their requirements.

Needs Assessment and Market Research: We have carried out extensive market research and needs assessment by surveying and engaging with various stakeholders, such as farmers, market leaders, traders, and suppliers. This research has enabled us to identify the specific needs of our users and develop targeted solutions, contributing to our financial sustainability.

Product Validation: Our product validation efforts with 40 markets and farming communities in Nigeria and Kenya have provided valuable insights into the effectiveness of our services. By onboarding and surveying leaders, traders, farmers, logistics providers, and input suppliers in both countries, we have gained a better understanding of the market and user requirements, positioning ourselves for long-term financial sustainability.

Diversified Revenue Streams: Our business model includes multiple revenue streams, such as commissions on trade, trade credit/finance for buyers, and analytics and insights for business entities. This diversification helps us mitigate risks and maintain financial stability.

These examples showcase our commitment to achieving financial sustainability and our ability to adapt and grow in response to the needs of our target users. Our focus on understanding the market, engaging with stakeholders, and refining our product offerings has set the stage for long-term success and financial viability.

Solution Team

  • Hafsah Jumare Chief Executive Officer, CoAmana Market Limited
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